As you may already know, physician liability insurance is mandatory in the majority of states in America. Malpractice liability insurance claims are on the rise in the healthcare sector and others.
Despite this, some physicians still do not have this insurance in-place, putting their license and practice at risk. If litigation goes ahead, this can be an expensive process – even if you win the case. For this reason, and others, you should definitely consider purchasing malpractice insurance.
However, malpractice insurance is not only for healthcare professionals, including physicians; it’s also for physician assistants; more on this below.
The role of a physician assistant
A physician assistant can practice medicine and healthcare with the supervision of a fully qualified and licensed physician. Although technically, the chances of negligence occurring with two experts are less likely, this is still possible. For example, if a patient is to pursue litigation, if the physician assistant does not have malpractice insurance in place, they could be facing expensive legal fees and other associated costs.
The same applies to the majority of healthcare roles – if you’re giving advice or physical and mental therapy to others, then malpractice insurance is a must.
As a physician’s assistant, there are numerous liability scenarios you may face. For example, you may cause physical or mental harm to a patient, including an injury. In some cases, damage to physical property may happen, wrong advice may be given, or the wrong medication may be prescribed.
As you can see, there are virtually unlimited malpractice scenarios and, therefore, highlights the importance of malpractice insurance, even for a physician assistant.
As previously discussed in other articles, malpractice insurance is not required in all states; however, it is advised to invest in this, to protect you and your practice in the event of a malpractice litigation claim, whether legitimate or not.
In particular, however, physician assistant’s malpractice insurance is overlooked, but the responsibility is still evident – you and your supervisor may face litigation, so it’s best to be prepared for the worst-case scenario.