As a physician assistant, you are an integral part of today’s healthcare system. You work with patients, help to diagnose medical conditions and perform medical procedures, among other things. Because of your many responsibilities and duties, it’s important for PAs to have malpractice insurance throughout your careers.

In this guide, we’ll discuss what you need to know about the types of malpractice insurance available for PAs as well as how much coverage you should purchase. Read on for more information!



Most physician assistants are required to carry malpractice insurance.

In many states and practices, physician assistants are required to carry malpractice insurance. The requirements vary from state to state and can include a minimum amount of coverage or specific types of policies.

In most cases, you’ll need at least $100,000 in medical malpractice coverage as a physician assistant (PA). Some states require more than $100k or even $300k worth of coverage depending on what type of practice setting you work in and whether or not your employer provides additional protection through an employer-sponsored policy.

Malpractice insurance coverage is highly individualized.

The amount of malpractice insurance coverage you need depends on your specialty and the state where you practice. In addition, each physician assistant should have a personal liability policy in case something goes wrong with his or her own treatment. The good news is that there are many options for obtaining coverage; however, it’s important to do your research before purchasing any type of policy as there are several things that can affect how much money an individual spends on their premiums each month.

Physician assistants are not covered by the same malpractice insurance policy as physicians.

Physician assistants and physicians are not covered by the same malpractice insurance policies. Physician assistants have their own, separate policies because they have a different level of training than physicians.

As a physician assistant, you should know that your malpractice insurance coverage is different from that of your supervising physician or other healthcare providers who work in tandem with you in an office setting. This means that if something goes wrong during treatment and someone files suit against them for negligence or medical error, then it may not be covered under their policy; instead, it would be covered under yours as an individual (or “covered”) practitioner rather than part of an organization (or “uncovered”).

You may be able to buy physician assistant malpractice insurance through your state’s program.

If you’re a physician assistant and want to buy malpractice insurance, there are a few things to consider. First, it’s important to note that the state in which you live may require you to have malpractice insurance as part of your job description. In fact, all 50 states require physicians and physician assistants (PAs) who practice within their borders to have this type of policy in place before they can legally work in medicine at all.

In addition to these basic requirements for practicing medicine within a particular state, some states also offer their own programs for providing physician assistant liability insurance coverage directly through their government agencies or via private insurers such as Blue Cross Blue Shield.

These programs typically take care of any paperwork related specifically to covering medical professionals’ acts against patients. So, if anything happens while working under this type of policy then there should be no trouble getting compensation without having any extra steps taken beyond filing claims with appropriate companies first and then waiting until they respond back with decisions about whether or not they will provide payment options based on severity levels set forth by each individual case’s circumstances

A self-insurance program may allow you to pay less for your medical liability insurance premiums.

A self-insurance program may allow you to pay less for your medical liability insurance premiums, but it is not always an option. Self-insurance programs are only available in some states and can be expensive if they do exist—you will likely have to pay a deductible as well as annual premiums.

You may also have to pay a percentage of your medical expenses. If you do not keep up with the payments, you could lose your coverage altogether.

Many physician assistants choose a limited liability policy if they have fewer than a certain number of claims or have been working for a short time.

Many physician assistants choose a limited liability policy if they have fewer than a certain number of claims or have been working for a short time.

Limited Liability policies are less expensive than full tort policies, but may cover fewer types of damages and claims. Some limited liability policies will not cover intentional acts, like assault or battery; nor do they typically provide coverage for medical malpractice claims against the physician assistant by third-party providers (such as hospitals) who hired him or her to work at their facility.

If you’re thinking about buying medical malpractice insurance as a physician assistant, it’s important to understand what’s required by your state and what type of policy is best for you.

While it’s important to understand what your state requires, there are some additional considerations that may help you decide what type of policy is the best malpractice insurance for physician assistants that meets your particular needs.

First, physician assistants are required to carry malpractice insurance coverage. However, the requirements vary by state and even between different programs within the same state. For example, some states require physician assistants who have completed their clinical training program but not yet passed the national certification exam (NCCPA) to be covered by their employer’s medical liability policy as soon as they begin working in a clinical setting; others require coverage only after passing both parts of this exam or obtaining state licensure as a practicing PAs; still others require no specific waiting period before providing coverage through an individual policy purchased directly from an insurer–so long as applicants meet all other eligibility requirements outlined by those particular policies’ terms and conditions which may include having graduated from an accredited PA school within two years prior applying for coverage (or longer depending on how long ago graduation occurred).

To Conclude

If you’re thinking about buying medical malpractice insurance, it’s important to understand what your state requires and how a particular policy might fit in with your practice. To learn more about these issues and get advice from someone who knows the field well, contact an agent or broker specializing in physician assistant coverage.

Posted in Medical Malpractice