Optometrists
At Professional Insurance Plans, our success comes from our time in the industry, as well as our involvement with optometric associations. We continually participate in annual conventions, component society meetings, and sponsorship of risk management seminars. It is very important to provide education on how to avoid costly claims specific to your profession.
Compare Policy Highlights | Professional Liability Insurance | Cyber Liability Insurance | Business Owner’s Insurance |
Discounts | First Year Practice: 25%Part-time: 25%Moonlighting: 60%AOA: 5%Group size discounts | ||
Limits | $1,000,000/$3,000,000 to $2,000,000/$4,000,000 | ||
Defense Costs Outside Policy Limits | YES | ||
Pure Consent to Settle | YES | ||
Corporation, Partnership, Entity Coverage | YES | ||
Years of Liability Experience | 115+ | ||
The average experience level of malpractice claim specialists (in years) | 25 | ||
Does the company offer both claims-made and occurrence policies? | YES | ||
Dedicated Risk Management Department | Yes | ||
Updates when your state scope of practice laws change | YES | ||
Does the company have defense expertise from insuring the entire spectrum of healthcare providers and facilities? | YES | ||
Expenses related to responding to a data breach (notification, forensics, public Relations | YES | ||
HIPPA Fines & Penalties related to breach | YES | ||
Credit Monitoring | YES | ||
Media Liability Coverage | YES | ||
Cyber Deception/ Social Engineering | YES | ||
Building, Contents & Equipment | YES | ||
Special Coverage Including Theft | YES | ||
Business Income Interruption & Extra Expense | YES | ||
Employment Practices Liability | $10,000 to $100,000 available | ||
General Liability & Medical Payments | $1,000,000/$2,000,000 to $2,000,000/$4,000,000 | ||
ERISA Bond Coverage | YES |
Contact us today or request a free quote online. We look forward to providing you with a unique package designed for your specific needs. You can continue to focus on your profession while we take care of the rest – It’s that easy!