At Professional Insurance Plans, our success comes from our time in the industry, as well as our involvement with optometric associations. We continually participate in annual conventions, component society meetings, and sponsorship of risk management seminars. It is very important to provide education on how to avoid costly claims specific to your profession.

 We also have a special program for Walmart and Sam’s Club optometrists. All you have to do is say “Walmart“, and we know exactly what you need.

Compare Policy HighlightsProfessional Liability InsuranceCyber Liability InsuranceBusiness Owner’s Insurance
DiscountsFirst Year Practice: 25%Part-time: 25%Moonlighting: 60%AOA: 5%Group size discounts  
Limits$1,000,000/$3,000,000 to $2,000,000/$4,000,000  
Defense Costs Outside Policy LimitsYES  
Pure Consent to SettleYES  
Corporation, Partnership, Entity CoverageYES  
Years of Liability Experience115+  
The average experience level of malpractice claim specialists (in years)25  
Does the company offer both claims-made and occurrence policies?YES  
Dedicated Risk Management DepartmentYes  
Updates when your state scope of practice laws changeYES  
Does the company have defense expertise from insuring the entire spectrum of healthcare providers and facilities?YES  
Expenses related to responding to a data breach (notification, forensics, public Relations YES 
HIPPA Fines & Penalties related to breach YES 
Credit Monitoring YES 
Media Liability Coverage YES 
Cyber Deception/ Social Engineering YES 
Building, Contents & Equipment  YES
Special Coverage Including Theft  YES
Business Income Interruption & Extra Expense  YES
Employment Practices Liability  $10,000 to $100,000 available
General Liability & Medical Payments  $1,000,000/$2,000,000 to $2,000,000/$4,000,000
ERISA Bond Coverage  YES

 Contact us today or request a free quote online. We look forward to providing you with a unique package designed for your specific needs. You can continue to focus on your profession while we take care of the rest – It’s that easy!