Dentists
At Professional Insurance Plans, our success comes from our time in the industry, as well as our involvement with dental associations. We continually participate in annual conventions, component society meetings, and sponsorship of risk management seminars. It is very important to provide education on how to avoid costly claims specific to your profession.
Dental Professionals
Here are some of the coverages we offer:
- Malpractice Insurance
- Business Personal Property and/or Building
- Workers Compensation
- Disability Income
- Business Overhead Expense (BOE)
- Life Insurance
- And much more.
Professional Liability / Corporate Professional Liability
Professional Liability will protect and represent you if a malpractice claim is filed. Occurrence or Claims-Made policies with limits of $1,000,000/$3,000,000 to $5,000,000/$7,000,000 are available. It can cover just you, or it can also cover your corporation.
Discounts & Credits:
- Loss free credits available
- Part-time credits available
- New-to-practice discounts available
- Moonlighting credits during the residency program
- Risk Management credit available upon completion of an educational program, available through seminars, home study, or online programs
Oral Surgeons
Compare Policy Highlights | Professional Liability Insurance | Cyber Liability Insurance | Business Owner’s Insurance |
Discounts | First Year Practice: 25%Part-time: 25%Moonlighting: 60%AOA: 5%Group size discounts | ||
Limits | $1,000,000/$3,000,000 to $2,000,000/$4,000,000 | ||
Defense Costs Outside Policy Limits | YES | ||
Pure Consent to Settle | YES | ||
Corporation, Partnership, Entity Coverage | YES | ||
Years of Liability Experience | 115+ | ||
Average experience level of malpractice claim specialists (in years) | 25 | ||
Does the company offer both claims-made and occurrence policies? | YES | ||
Dedicated Risk Management Department | Yes | ||
Updates when your state scope of practice laws change | YES | ||
Does the company have defense expertise from insuring the entire spectrum of healthcare providers and facilities? | YES | ||
Expenses related to responding to a data breach (notification, forensics, public Relations | YES | ||
HIPPA Fines & Penalties related to breach | YES | ||
Credit Monitoring | YES | ||
Media Liability Coverage | YES | ||
Cyber Deception/ Social Engineering | YES | ||
Building, Contents & Equipment | YES | ||
Special Coverage Including Theft | YES | ||
Business Income Interruption & Extra Expense | YES | ||
Employment Practices Liability | $10,000 to $100,000 available | ||
General Liability & Medical Payments | $1,000,000/$2,000,000 to $2,000,000/$4,000,000 | ||
ERISA Bond Coverage | YES |