At Professional Insurance Plans, our success comes from our time in the industry, as well as our involvement with dental associations. We continually participate in annual conventions, component society meetings, and sponsorship of risk management seminars. It is very important to provide education on how to avoid costly claims specific to your profession.

Dental Professionals

Here are some of the coverages we offer:

  • Malpractice Insurance
  • Business Personal Property and/or Building
  • Workers Compensation
  • Disability Income
  • Business Overhead Expense (BOE)
  • Life Insurance
  • And much more.

Professional Liability / Corporate Professional Liability

Professional Liability will protect and represent you if a malpractice claim is filed.  Occurrence or Claims-Made policies with limits of $1,000,000/$3,000,000 to $5,000,000/$7,000,000 are available.  It can cover just you, or it can also cover your corporation.



Discounts & Credits:

  • Loss free credits available
  • Part-time credits available
  • New-to-practice discounts available
  • Moonlighting credits during the residency program
  • Risk Management credit available upon completion of an educational program, available through seminars, home study, or online programs

Oral Surgeons

We have coverage specifically for you with the OMS Preferred program that offers very reasonable prices with the choice between occurrence and claims-made coverage. 

Compare Policy HighlightsProfessional Liability InsuranceCyber Liability InsuranceBusiness Owner’s Insurance
DiscountsFirst Year Practice: 25%Part-time: 25%Moonlighting: 60%AOA: 5%Group size discounts  
Limits$1,000,000/$3,000,000 to $2,000,000/$4,000,000  
Defense Costs Outside Policy LimitsYES  
Pure Consent to SettleYES  
Corporation, Partnership, Entity CoverageYES  
Years of Liability Experience115+  
Average experience level of malpractice claim specialists (in years)25  
Does the company offer both claims-made and occurrence policies?YES  
Dedicated Risk Management DepartmentYes  
Updates when your state scope of practice laws changeYES  
Does the company have defense expertise from insuring the entire spectrum of healthcare providers and facilities?YES  
Expenses related to responding to a data breach (notification, forensics, public Relations YES 
HIPPA Fines & Penalties related to breach YES 
Credit Monitoring YES 
Media Liability Coverage YES 
Cyber Deception/ Social Engineering YES 
Building, Contents & Equipment  YES
Special Coverage Including Theft  YES
Business Income Interruption & Extra Expense  YES
Employment Practices Liability  $10,000 to $100,000 available
General Liability & Medical Payments  $1,000,000/$2,000,000 to $2,000,000/$4,000,000
ERISA Bond Coverage  YES