Each field of work is very different from the other. We specialize on certain skills to excel in our field, and the same should be expected from our insurance policy. Since each field is very different, each will have its own requirements that will best suit your field. Which is why not all professional liability coverage is the sameFor an optometrist, there is a coverage plan that is designed specifically for you. Here are some of the highlights for you.
Why would you need it?
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Lawsuits are very time consuming and costly. Any malpractice suit against you will take up a lot of your time and financial resources. This is where your professional liability coverage can help. It will help protect you, your license, practice, assets, and damages incurred.
It can cover for your special tools and instruments
Not all professional liability insurance will cover the different instruments you require for work. Whether you are financing or purchasing the equipment, make sure your policy includes protection for these items.
It can cover you for your extra work
If you are looking for coverage outside your main practice, this is also possible. When your main practice is covered and you “moonlight” on your own, you can have coverage for this as well. For certain circumstances, you can even get a discounted rate for this type of coverage.
It can cover for other legal matters
This type of coverage can also help you for other legal matters. For example, if there is a complaint, or a medical review board. If you were a victim of a cyber attack, experienced billing disagreements, or other similar circumstances. You can have peace of mind knowing you have insurance coverage for this.
It can cover multiple branches or locations
There is a coverage plan for you if you are a start up practice with just 1 location. The same is true if you have grown to many locations. There is a policy that covers 1 location or many. It even includes the optometrists listed in any of your locations.
There are many things that can happen while you are practicing your specialization. With the numerous people seeking a consultation from optometrists, you should be prepared for anything. Ensure your practice has the best fit protection by getting the right coverage plan. Talk to a specialist today. At Professional Insurance Plans, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. To learn more about how we can help you, please contact our agency at (859) 543-8955