There are several different types of healthcare professional insurance available, depending on your role, e.g., physician, dentist, nurse, or general healthcare practitioner. This article will delve into some of these insurance types, whether or not you need them, and more information on healthcare professional insurance.

The most common types of insurance

As aforementioned, in the healthcare industry as a whole, there are various types of insurance, but these include:



  • Malpractice insurance
  • Optometrist liability insurance
  • Nurse practitioners insurance
  • Dentist liability insurance 
  • Business owner’s insurance

The types of insurance you require are dependant on your role, for example, if you’re a dentist, you may wish to purchase dentist liability insurance and general malpractice insurance, perhaps also business owners insurance to protect your property and assets in the event of damage or cyber theft. 

Another example of insurance you may wish to invest in is worker’s compensation insurance regardless of the industry you work in. This insurance type is for those who may become hurt at work, for example, misuse of medical equipment, or back pain as a result of heavy lifting (which can happen in any job). 

You can read our full article on worker’s compensation by clicking here

Do you need healthcare professional insurance?

This also depends on the individual sector or role you work in, in the healthcare industry. For instance, malpractice insurance is not required in all states in America; however, it is recommended. If you or your healthcare practice is to face litigation, this can be an expensive process, win or lose.

This is because legal fees and other associated costs add up, especially when seeking outside council. Instead, with the correct insurance in place, this will cover you financially, perhaps saving your practice, your license, and your job.

To conclude 

There are many different types of healthcare professional insurance available, depending on the individual role you work in. However, as a general rule of thumb, you should invest in malpractice insurance, a backbone, and a sense of security for all healthcare professionals.

Nonetheless, to view the full list of healthcare professional insurance types from the professional insurance plans team, click here.