You’ve likely heard the phrase “malpractice” before. The official definition, according to the Oxford dictionary is as follows: “improper, illegal, or negligent professional behavior.” Malpractice liability insurance is used by various healthcare professionals, including dentists, physios, and neurosurgeons.  Malpractice liability also includes accidents at work. For example, if you’re a dentist and slip, causing pain…

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In the United States, near enough all states require employers to acquire worker’s compensation insurance. This type of insurance protects both the employer and the employee in the event of an accident or injury while at work. Despite most states requiring this type of insurance, each state has its own guidelines to follow. For this reason,…

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There are various types of insurance available for disabled people, especially those who require immediate and regular care. However, a common misconception is that disability insurance is for the disabled. Disability insurance is protective insurance should a person become disabled and unable to look out for themselves and their family financially. If you already have…

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Disability insurance provides an income source for those left unable to work or earn money due to a disability. Various workplaces offer this insurance as part of their employer benefits, but not all workplaces do. If this is the case, i.e., your employer does not provide disability insurance, you can choose to purchase it yourself.…

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Workers’ compensation provides lost wages, medical benefits, and rehabilitation costs to employees who become ill or injured at work. Or as a result of their job. Furthermore, in the event of death, workers’ compensation also pays benefits to the affected family for employees who have sadly lost their lives while at work. Other than a…

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Life insurance is a form of insurance that pays out a sum of money either on the insured person’s death or after a set period.  Many find life insurance difficult to discuss and complicated, however, this couldn’t be further from the truth. Life insurance is not required for everyone, especially if you don’t have children,…

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What Are The Risk?Medical professionals are sought after for treatments and preventive care. If the patient suffered injury or other health issues from a treatment or operation. They file lawsuits to claim compensation from the practitioner.​Being sued threatens much more than your medical practice. In most cases, injured parties are seeking compensation for injuries received…

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Malpractice insurance, also known as medical malpractice insurance is something that is not always talked about. If you are an optometry student, take the time to know about this subject as one mistake could seriously affect your career in the future.What Does It Do? Malpractice insurance enables a doctor to practice in his specialized field…

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Everyone working in the medical field holds the heavy responsibility of ensuring the patient’s good health and contentment. It’s a challenging job and plenty of things can go wrong along the way. Even a single error can cost you a lot of money, or even your license and career. These days patients won’t hesitate to…

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All Optometrists know that eye exams should be an essential part of anyone’s health check-ups, especially after reaching the age 40. But there are many things patients can do to keep their eyes safe every day. In between examinations, here are some easy ways you can protect your eyes every day: 1) Wear the right…

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