Do I need life insurance if I am completely healthy?
We’ve all heard of life insurance, yet brush it under the rug and discard the concept as if it’s only for the older generation or those on death’s door. However, this is not the case – in fact, you’ll likely struggle to purchase life insurance if you’re already sick. First, let’s quickly define life insurance…
Read MoreWho needs disability insurance? The answer may shock you.
Disability insurance provides an income source for those left unable to work or earn money due to a disability. Various workplaces offer this insurance as part of their employer benefits, but not all workplaces do. If this is the case, i.e., your employer does not provide disability insurance, you can choose to purchase it yourself.…
Read MoreWhat is workers’ compensation?
Workers’ compensation provides lost wages, medical benefits, and rehabilitation costs to employees who become ill or injured at work. Or as a result of their job. Furthermore, in the event of death, workers’ compensation also pays benefits to the affected family for employees who have sadly lost their lives while at work. Other than a…
Read MoreWhat is life insurance, and why is it important?
Life insurance is a form of insurance that pays out a sum of money either on the insured person’s death or after a set period. Many find life insurance difficult to discuss and complicated, however, this couldn’t be further from the truth. Life insurance is not required for everyone, especially if you don’t have children,…
Read MoreBusiness owners insurance: why you need it
Business owner’s insurance provides protection for liability risks in one insurance package. This form of insurance is often more cost-effective, saving the business money in the long-run, especially if damage to the property is sustained. When it comes to insurance, many employers are unsure about what they need or whether they need any whatsoever. At…
Read MoreHow to Protect Your Assets From Frivolous Lawsuits
What Are The Risk?Medical professionals are sought after for treatments and preventive care. If the patient suffered injury or other health issues from a treatment or operation. They file lawsuits to claim compensation from the practitioner.Being sued threatens much more than your medical practice. In most cases, injured parties are seeking compensation for injuries received…
Read MoreMalpractice Insurance For Optometrists – 3 Frequently Asked Questions
Curious about malpractice insurance for optometrists? We answer the 3 most frequently asked questions here!
Read MoreOptometrists Insurance for Malpractice and Business
Professional Liability Insurance is crucial for Optometrists. We cover it here!
Read MoreMedical Data Cyber Attacks
Did you know that cyber attacks for medical data is rampant? It is one of the most targeted by hackers. This is especially true for small medical practices. Medical data contains important patient information. This information is invaluable for identity theft and other cyber crimes. Larger practices and hospitals are more equipped to fight off…
Read MoreNot All Professional Liability Coverage Is The Same
Each field of work is very different from the other. We specialize on certain skills to excel in our field, and the same should be expected from our insurance policy. Since each field is very different, each will have its own requirements that will best suit your field. Which is why not all professional liability…
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