Professional Insurance Plans

Compensation insurance is required in the majority of states in America. Essentially, compensation insurance provides coverage for both the employer and employee should an accident or injury occur at work, or as a result of work tasks. There is often a handful of confusion that surrounds the topic of insurance, especially worker’s insurance. Therefore, this…

When you think of disability insurance, you naturally think of those unable to work due to a disability. However, what you likely didn’t know is that disability insurance is not for the disabled; it’s for those who aren’t. Instead, disability insurance is designed to protect people from becoming disabled, unable to look after themselves or their…

You’ve likely heard the phrase “malpractice” before. The official definition, according to the Oxford dictionary is as follows: “improper, illegal, or negligent professional behavior.” Malpractice liability insurance is used by various healthcare professionals, including dentists, physios, and neurosurgeons. Malpractice liability also includes accidents at work. For example, if you’re a dentist and slip, causing pain…

In the United States, near enough all states require employers to acquire worker’s compensation insurance. This type of insurance protects both the employer and the employee in the event of an accident or injury while at work. Despite most states requiring this type of insurance, each state has its own guidelines to follow. For this reason,…

There are various types of insurance available for disabled people, especially those who require immediate and regular care. However, a common misconception is that disability insurance is for the disabled. Disability insurance is protective insurance should a person become disabled and unable to look out for themselves and their family financially. If you already have…

Although this is not required in all states in the U.S, every dentist should have dentist liability insurance. If a patient sues, dentist liability insurance protects you from the litigation process, covering legal fees and battles in and out of the courtroom. You may be wondering: if dentist liability insurance is not required, do I…

Medicare is a form of health insurance targeted for those aged sixty-five or over, younger people with particular disabilities, and people with end-stage renal disease (permanent kidney failure). As you may already know, there are three main parts of Medicare: A, B, and D. Part A covers inpatient hospital stays and partial home health care.…

Long term care insurance is often confused with other insurance types, such as general healthcare and life insurance. However, long term care insurance covers expenses and other services not covered by traditional health insurance, Medicaid, or Medicare. Much like life coverage policies, long-term care insurance (LTC or LTCI) provides protection for long-term care costs over a…

We’ve all heard of life insurance, yet brush it under the rug and discard the concept as if it’s only for the older generation or those on death’s door. However, this is not the case – in fact, you’ll likely struggle to purchase life insurance if you’re already sick. First, let’s quickly define life insurance…

Disability insurance provides an income source for those left unable to work or earn money due to a disability. Various workplaces offer this insurance as part of their employer benefits, but not all workplaces do. If this is the case, i.e., your employer does not provide disability insurance, you can choose to purchase it yourself.…